Terms of Service
Welcome to American Trust Index (the "Site"). These Terms of Service ("Terms") govern your access to and use of the Site and its content. By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.
1. Use of the Site
You may use the Site for personal, non-commercial purposes only. You agree not to misuse the Site, including by attempting to gain unauthorized access to our systems, scraping content at scale, interfering with the Site's operation, or using the Site for any unlawful purpose.
2. Informational Content Only
The content on this Site — including articles, guides, reviews, and reports — is provided for general informational and entertainment purposes only. It does not constitute financial, legal, medical, or other professional advice. You should not rely on any content on the Site as a substitute for advice from a qualified professional. Any actions you take based on Site content are at your own risk.
3. Third-Party Offers and Compensation Disclosure
The Site may contain links to third-party websites, products, services, and promotional offers. We may receive compensation when you click on those links or complete actions on third-party sites. This compensation may influence which products or offers appear on the Site and where they appear. We do not control third-party websites and are not responsible for their content, accuracy, offers, or practices. Any transaction you enter into with a third party is solely between you and that third party.
4. No Guarantees of Results
Where our content describes potential savings, earnings, benefits, or outcomes, these are illustrative only. Individual results vary based on many factors, including location, timing, availability of offers, and personal circumstances. We make no representation or guarantee that you will achieve any particular result.
5. Intellectual Property
All content on the Site — including text, graphics, logos, and design — is owned by or licensed to American Trust Index and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from Site content without our prior written permission, except for personal, non-commercial use with attribution.
6. Newsletter and Communications
By subscribing to our newsletter, you consent to receive periodic emails from us. You may unsubscribe at any time using the link included in every email. Unsubscribing does not affect the lawfulness of communications sent before your request.
7. Disclaimer of Warranties
THE SITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS.
8. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, AMERICAN TRUST INDEX AND ITS OPERATORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR GOODWILL, ARISING OUT OF OR RELATED TO YOUR USE OF THE SITE OR ANY THIRD-PARTY OFFER LINKED FROM THE SITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED ONE HUNDRED U.S. DOLLARS ($100).
9. Indemnification
You agree to indemnify and hold harmless American Trust Index and its operators from any claims, damages, liabilities, and expenses (including reasonable attorneys' fees) arising out of your use of the Site or your violation of these Terms.
10. Third-Party Trademarks
All third-party trademarks, product names, and company names referenced on the Site are the property of their respective owners. Reference to them does not imply endorsement, sponsorship, or affiliation. This Site is not a part of the Facebook website or Facebook Inc., and is not endorsed by Facebook in any way. FACEBOOK is a trademark of META PLATFORMS, Inc.
11. Changes to These Terms
We may revise these Terms at any time by updating this page. Changes take effect when posted, and the "Last updated" date will be revised accordingly. Your continued use of the Site after changes are posted constitutes acceptance of the revised Terms.
12. Governing Law
These Terms are governed by the laws of the United States and the state in which the Site's operator resides, without regard to conflict-of-law principles. Any disputes shall be resolved in the courts of that jurisdiction.
13. Contact Us
Questions about these Terms may be directed to legal@americantrustindex.com.